The foundation of your home is the basis for everything else. if there are cracks and other problems, it can lead to your home leaning, caving in, and drywall cracking throughout the various rooms. A foundation repair is something that insurance will cover in many instances.
Read Your Policy
You can read through your policy to learn more about foundation repairs. There might be documents that are very clear as to the situations that would be covered if your foundation is in need of a repair. This could be from flooding, shifts in the earth, and more.
Get an Estimate
Until you get an estimate, there’s no way of knowing what’s going on. It’s important to know why the foundation is cracking, how severe it is, and what can be done about it. Different homes have different types of foundation and therefore the approach is going to vary. Before you get upset that you will have an expensive repair on your hands, a company should be called to explore the damage of the foundation. From there, you can turn to insurance to see if it is covered within your homeowner’s insurance policy.
Contact Your Insurance Company
With an estimate in hand, you can file a claim with the insurance company. They will then look through your policy to see if the reason the foundation has been damaged is covered within the policy. If it’s covered, the cost is likely going to be taken care of by the insurance company.
A foundation repair cannot be ignored forever. It’s the integrity of your home on the line, and insurance might pay for the entire repair.
Call now to schedule a consultation in order to learn more about repairing the foundation of your home.